PayCLT Events
Expert-led webcasts, summits, and discussions covering what matters in payments.
Money Movement Ecosystem
Money Movement Ecosystem Launches in Chicago, Uniting Leaders Across Banking, Fintech, and Retail & Corporates Chicago, USA — August 26–27, 2026 — Building on over a decade of its flagship Instant Payments Summit, Kinfos Events is proud to announce the launch of the Money Movement Ecosystem, a premier two-day summit bringing together over 350+ leaders across banking, payments, fintech, and retail to explore the future of how money moves in the United States. Under the Money Movement Ecosystem umbrella, the summit features two distinct tracks: 1. Instant Payments & Beyond Summit Building on the legacy of the Instant Payments Summit, this track focuses on the evolution of real-time payments and next-generation financial infrastructure. It explores RTP, FedNow, interoperability, cross-border payments, stablecoins, liquidity, and the future of payment rails. 2. PayTail Summit This track focuses on payments in retail and digital commerce, highlighting how innovation is shaping checkout experiences and merchant strategies. It covers Pay-by-Bank, embedded payments, digital wallets, fraud prevention, and omnichannel customer experiences. Together, these tracks connect the infrastructure of money movement with real-world commerce applications, providing a holistic view of the payments ecosystem. Registration & Participation Early registration is now open, with a super early bird price of $1,695 for a 2-day pass. Register now at: https://kinfos.events/mm/pricing-structure/ Organizations interested in sponsorship or partnership opportunities are encouraged to reach out at: vicky@kinfos.events or chloe@kinfos.co.uk
Payments & Pastries
Start your Friday morning during Charlotte Fintech Week with coffee, pastries, and good conversation. Payments & Pastries is a casual meetup hosted by PayCLT at Amelie's in Uptown Charlotte. No panels, no slides, just an opportunity to connect with others working across payments, fintech, and financial services in the Charlotte area. Whether you're deep in real-time rails, building embedded payment products, or navigating the latest regulatory shifts, this is a chance to swap perspectives over a croissant before the day kicks off. This is an official event of Charlotte Fintech Week. To learn more please visit charlottefintechweek.com.
PayCLT Innovation Talk: Real-Time Payments Need Real-Time Intelligence: Where AI Actually Fits
The rails are live. FedNow launched. RTP volumes are climbing. But adoption? Still lagging. The problem isn't speed. It's everything that has to happen at speed. Fraud screening in milliseconds. Routing decisions across multiple rails. Compliance checks that can't add latency. The infrastructure behind real-time payments was built for batch processing, and bolting AI onto legacy decisioning isn't closing the gap. This panel cuts through the AI hype to focus on where machine learning and intelligent automation are actually solving real problems in payments and where they're still falling short. What You'll Learn: - Why real-time rails without real-time intelligence create more risk, not less and what that looks like operationally - Where AI is delivering measurable results today: fraud decisioning, payment routing, and exception handling - What's blocking adoption at mid-size and regional FIs, and how the build-vs-buy calculus is shifting - The gap between "AI-enabled" marketing and production-grade intelligence in payments infrastructure Presented by PayCLT: Charlotte's payments and fintech community.
Fintech & Insurtech Generations 2026
Fintech & Insurtech Generations is where innovation thrives. FIG is the southeast’s premier event dedicated to connecting entrepreneurs, investors, corporations, and thought leaders who are shaping the future of finance and insurance. The mission of FIG is to grow the entrepreneurial ecosystem and foster innovation and collaboration for startups and legacy institutions within the southeast.
The Payments Table
Join us for an after-hours hangout with fellow payments, fintech, and financial services professionals in Charlotte. No agenda, no presentations — just good conversation and a chance to meet the people building the future of money in the Queen City. Whether you're in banking, processing, lending, or building the next fintech startup, this is your chance to unwind and connect with others who actually get what you do. Wooden Robot is right in the heart of South End — steps from the Bland Street light rail station and a quick walk or short drive from Uptown. Easy to get to straight from the office. Presented by PayCLT. Space is informal — just pull up and introduce yourself.
finzpire26
Imagine. Innovate. Grow. Driving sustainable growth in a new era of banking Join senior leaders shaping the decisions that will define resilience, profitability, and market leadership for years to come. finzpire is where banking leaders come to modernize with confidence. Designed for executives and architects navigating real-time payments, ISO 20022 migration, ACH transformation, instant rails, FX, trade innovation, and core complexity; finzpire brings together the leaders building the next era of banking infrastructure.
Stablecoins & Tokenized Deposits: Moving From Proof of Concept to Utility
📣 Mark your calendars: We have a new date! Join us on April 22 for a deep dive into: "Stablecoins & Tokenized Deposits: Moving From Proof of Concept to Utility." The hype cycle is over- utility is here. We’re discussing: ✅ B2B payments & cross-border settlement ✅ Automated workflows via programmable money ✅ Navigating the new regulatory landscape.
What Agentic AI Really Means for Payments
Explore how agentic AI is transforming the payments landscape, from autonomous transaction processing to intelligent fraud detection. Learn what this next wave of AI means for payment professionals and financial institutions.
Stablecoins Unpacked: Preparing for the Future of Payments
A deep dive into the world of stablecoins and their growing role in the payments ecosystem. Understand how digital currencies are reshaping cross-border payments, settlement, and financial infrastructure.
Pay by Bank - Will it Grow and Take Payments Market Share?
Examining the rise of pay-by-bank solutions and their potential to disrupt traditional payment methods. Industry experts discuss adoption trends, consumer behavior, and the competitive landscape.
Fast, Fluid and Frictionless: The Payment Revolution
Discover how the payments industry is evolving toward faster, more seamless experiences. From instant payments to embedded finance, explore the technologies driving the payment revolution.
FedNow - What's New & Upcoming Opportunities
Get the latest updates on the FedNow instant payment service. Learn about new features, growing adoption, and upcoming opportunities for financial institutions and payment processors.
AI for Payments, Beyond Fraud
Moving beyond fraud detection, this session explores the broader applications of AI in payments - from personalization and customer service to operational efficiency and predictive analytics.
AI, Payments and Data Monetization: Opportunities, Constraints and Unknowns
Explore the intersection of AI, payments data, and monetization opportunities. Understand the potential and limitations of leveraging payment data for business intelligence and revenue generation.
Evolution of Payments Technology and How Changes Impact Your Bottom Line
Track the evolution of payment technology and understand how these changes directly impact business profitability. From legacy systems to modern platforms, learn how to navigate the technology landscape.
Financial Firm Implications of GPT & Large Language Models
Examining the implications of GPT and large language models for financial firms. From customer service to risk management, explore how generative AI is being adopted across the industry.
Instant Payments & Fraud Management Summit
A comprehensive summit addressing the intersection of instant payments and fraud prevention. Learn strategies for managing risk in real-time payment environments while maintaining seamless customer experiences.
ISO 20022 Readiness: Learning from International Success
Learn from international markets that have successfully migrated to ISO 20022. Understand best practices, common challenges, and strategies for readiness in the US payments ecosystem.
Payments Unplugged
An informal, engaging session where payment professionals come together for open discussion about the industry's most pressing topics and emerging trends.
Unlocking Opportunities with Open Banking
Discover how open banking is creating new opportunities for innovation in payments. From API-driven services to enhanced consumer experiences, explore the future of financial connectivity.
Key Takeaways from the Payments Industry in 2024 and What's Next for 2025
A year-in-review discussion covering the most significant developments in payments during 2024, with expert predictions and insights into what the industry can expect in 2025.
Regulation in Fintech: How to Build Responsibly
Navigate the evolving regulatory landscape in fintech. Industry leaders share insights on building compliant payment products while fostering innovation and maintaining consumer trust.
How are CBDCs Impacting International Payments?
Examine the impact of Central Bank Digital Currencies on international payment systems. Learn how CBDCs are being developed around the world and their potential to transform global commerce.
Finzly - Driving Cross Border Payment Innovation
Learn how Finzly is revolutionizing cross-border payments with modern infrastructure and innovative solutions. Discover new approaches to international payment processing and settlement.
Monetizing Cross Border Payments
Explore strategies for generating revenue from cross-border payment services. Learn about pricing models, value-added services, and emerging opportunities in international payments.
PayCLT 2023 End of Year Recap
Join us for a look back at PayCLT's achievements in 2023, including highlights from our events, community growth, and plans for the year ahead.