AI, Payments and Data Monetization: Opportunities, Constraints and Unknowns
About this event
Explore the intersection of AI, payments data, and monetization opportunities. Understand the potential and limitations of leveraging payment data for business intelligence and revenue generation.
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Money Movement Ecosystem
Money Movement Ecosystem Launches in Chicago, Uniting Leaders Across Banking, Fintech, and Retail & Corporates Chicago, USA — August 26–27, 2026 — Building on over a decade of its flagship Instant Payments Summit, Kinfos Events is proud to announce the launch of the Money Movement Ecosystem, a premier two-day summit bringing together over 350+ leaders across banking, payments, fintech, and retail to explore the future of how money moves in the United States. Under the Money Movement Ecosystem umbrella, the summit features two distinct tracks: 1. Instant Payments & Beyond Summit Building on the legacy of the Instant Payments Summit, this track focuses on the evolution of real-time payments and next-generation financial infrastructure. It explores RTP, FedNow, interoperability, cross-border payments, stablecoins, liquidity, and the future of payment rails. 2. PayTail Summit This track focuses on payments in retail and digital commerce, highlighting how innovation is shaping checkout experiences and merchant strategies. It covers Pay-by-Bank, embedded payments, digital wallets, fraud prevention, and omnichannel customer experiences. Together, these tracks connect the infrastructure of money movement with real-world commerce applications, providing a holistic view of the payments ecosystem. Registration & Participation Early registration is now open, with a super early bird price of $1,695 for a 2-day pass. Register now at: https://kinfos.events/mm/pricing-structure/ Organizations interested in sponsorship or partnership opportunities are encouraged to reach out at: vicky@kinfos.events or chloe@kinfos.co.uk
Payments & Pastries
Start your Friday morning during Charlotte Fintech Week with coffee, pastries, and good conversation. Payments & Pastries is a casual meetup hosted by PayCLT at Amelie's in Uptown Charlotte. No panels, no slides, just an opportunity to connect with others working across payments, fintech, and financial services in the Charlotte area. Whether you're deep in real-time rails, building embedded payment products, or navigating the latest regulatory shifts, this is a chance to swap perspectives over a croissant before the day kicks off. This is an official event of Charlotte Fintech Week. To learn more please visit charlottefintechweek.com.
PayCLT Innovation Talk: Real-Time Payments Need Real-Time Intelligence: Where AI Actually Fits
The rails are live. FedNow launched. RTP volumes are climbing. But adoption? Still lagging. The problem isn't speed. It's everything that has to happen at speed. Fraud screening in milliseconds. Routing decisions across multiple rails. Compliance checks that can't add latency. The infrastructure behind real-time payments was built for batch processing, and bolting AI onto legacy decisioning isn't closing the gap. This panel cuts through the AI hype to focus on where machine learning and intelligent automation are actually solving real problems in payments and where they're still falling short. What You'll Learn: - Why real-time rails without real-time intelligence create more risk, not less and what that looks like operationally - Where AI is delivering measurable results today: fraud decisioning, payment routing, and exception handling - What's blocking adoption at mid-size and regional FIs, and how the build-vs-buy calculus is shifting - The gap between "AI-enabled" marketing and production-grade intelligence in payments infrastructure Presented by PayCLT: Charlotte's payments and fintech community.