Adam Gill, Head of Digital Banking @ Stearns Bank

PayCLT and Scott Harkey are proud to welcome Adam Gill, Head of Digital Banking and Deposit Product Management at Stearns Bank, to the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!

Adam's LinkedIn: https://www.linkedin.com/in/adamgill24/

Scott's LinkedIn: https://www.linkedin.com/in/scottleeharkey/

Takeaways:

Career Progression: Adam is the Head of Digital Banking and Product at Stearns Bank, with a background spanning consulting, Ally Bank, and launching a neobank.

Charlotte's Unique Landscape: Charlotte's foundation of large banks attracts specialized talent and feeds a growing fintech ecosystem, with smaller organizations diversifying the community.

Lessons from the Neobank: Launching a neobank taught him to focus on a minimum viable product, and that the tech fundraising model does not always apply to fintech.

Payment Misconceptions: People judge money movement through personal experience, which creates misconceptions about payment systems. Broader use cases matter.

Future of Payments: Real-time payments are rolling out but are not yet relevant for every customer, and cash access remains vital for small and medium businesses.

Community Engagement: Adam is passionate about building a diverse, collaborative fintech community in Charlotte.

PayCLT Payments Hub Podcast on Apple: https://podcasts.apple.com/us/podcast/payclt-payments-hub/id1556284274

PayCLT Payments Hub Podcast on Spotify: https://open.spotify.com/show/0vgsAgVVLiWOkfiyjWFFfn

PayCLT homepage: https://www.payclt.com